It's Official!
President Obama Has Signed a Bill that Extends the Tax Credit

Are you eligible for the $8,000 IRS Tax Credit?
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Why Refinance Back into a 30-Year Loan?
Refinance Your Mortgage for Rate and Payment Reductions

One of the biggest reasons homeowners refinance their mortgage is to obtain a lower interest rate and lower monthly payments. By refinancing, the borrower pays off their existing mortgage and replaces it with a new one. This can often be accomplished with a no-points no-fees loan program, which essentially means at “no cost” to the borrower. Continued »

Your Credit Score
What It Means to You as a Prospective Buyer

The subject of credit scoring has become an increasingly hot topic, and for good reason. For many years, the general public only associated the concept of credit scoring with the need to purchase high−ticket items such as a new car or a home. Today, credit scoring goes much further. Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or even determine whether or not you get the job that you want. Indeed, the financial snapshot provided by the credit score has also become a gauge for many employers, especially those who seek to place employees in a position of financial responsibility. Downloads »

The Home Buyer's Handbook
The idea of purchasing your first home is bound to bring many questions to mind. This is a natural reaction, as it is one of the biggest decisions you will ever make in your life. Rest assured my team and I are here to assist you in understanding the loan process with our goal being to make your experience a pleasant one.

This book covers the basics about buying your first home. It is designed to answer commonly asked questions and provide clear definitions of terms you may be unfamiliar with. Downloads »